Will these block access to my jack points?

No. Buddy-style skirts are designed with factory jack point clearance in mind. You'll have full access to stock lift points without trimming or modification.

Can road debris damage FRP skirts?

FRP is impact-resistant but not impact-proof. Rocks and road hazards at highway speeds can chip or crack the material. Consider protective film or parking position if you drive rough roads frequently.

How much ground clearance do I lose with these installed?

These skirts sit flush with the factory body line, so there is no change to your existing ground clearance. They extend the side panel profile downward slightly but do not alter suspension ride height.