Will this fit if I have a factory step bumper or receiver hitch installed?

Test the cover against your existing hardware before committing to fastening. Hitch position and bumper step design vary — clearance isn't guaranteed without a physical check.

Does this come with mounting hardware?

The cover itself and factory attachment points are confirmed — specific fastener spec or hardware pack inclusion isn't confirmed. Verify bolt size and count with the factory manual for your truck.

Can I paint this before installation?

You can prep and paint off the truck, but install first to confirm fit and fastener alignment, then touch up around mounting points if needed. That way you're not painting and then drilling or adjusting.